Use Your Insurance
for Quality Care
Long-term care insurance can help cover the cost of companion and homemaker services. We help families navigate their policies to access the benefits they deserve.
What Long-Term Care Insurance Covers
Long-term care insurance is designed to help pay for services that help you maintain independence and quality of life. Many policies cover companion and homemaker services — the exact services we provide.
Companion Services
Social engagement, conversation, and emotional support to reduce isolation.
Homemaker Services
Meal preparation, light housekeeping, laundry, and errand assistance.
Transportation & Errands
Safe rides to appointments, shopping, and social activities.
Important: We provide non-medical companion and homemaker services only. We do not provide personal care assistance or medical services.
How to Start a Long-Term Care Claim
The process is straightforward. Here's how to get started with your benefits.
Review Your Policy
Gather your insurance documents and identify what services are covered. Look for companion care, homemaker services, or in-home support benefits.
Contact Your Insurer
Call your insurance company to confirm coverage details, daily/monthly limits, and any required documentation or pre-approval process.
Connect With Us
Reach out to 21st Century Nation Care to discuss your needs and insurance coverage. We'll help coordinate with your insurer.
Start Care Services
Once approved, we'll begin providing services and submit claims to your insurance company on your behalf.
Benefits of Using Your LTC Insurance
Using your long-term care insurance for companion services makes financial and personal sense.
Reduced Out-of-Pocket Costs
Insurance covers a significant portion of care expenses, reducing financial burden on you and your family.
Flexible Scheduling
Use your benefits for the hours and days that work best for your lifestyle and needs.
Consistent, Trusted Care
Regular caregivers build relationships with you, providing familiar, compassionate support.
Peace of Mind
Professional, vetted caregivers give you and your family confidence in the quality of care.
How 21st Century Nation Care Helps You Navigate Insurance
We understand that insurance can be confusing. That's why we make the process simple and transparent for our clients.
Documentation Support
We help you gather and organize the documents your insurer needs.
Direct Communication
We coordinate directly with your insurance company to streamline the process.
Family-Centered Approach
We keep you informed every step of the way and answer all your questions.
Claims Submission
We handle the paperwork and submit claims to your insurer on your behalf.
Ready to Use Your Benefits?
Contact us today to discuss your long-term care insurance and how we can help you access the companion and homemaker services you deserve.